BOI Recruitment 2026 – Apply Online for 779 Credit Officer Posts
Bank of India (BOI) has officially released the recruitment notification for 779 Credit Officer (General Banking Officer Stream) posts in MMGS-II, MMGS-III, and SMGS-IV scales under Project No. 2026-27/01. Eligible candidates can complete the online application process from 30 June 2026 to 20 July 2026.
| Name of Post | Credit Officer (General Banking Officer Stream) |
| Number of Vacancies | 779 Posts |
| Authority | Bank of India (BOI) |
| Advertisement No. | Project No. 2026-27/01 |
| Required Qualification | Graduate Degree + Relevant Experience |
| Pay Scale (Basic Pay) | ₹64,820 – ₹1,20,940 |
| Application Mode | Online |
| Application Fee | ₹175 – ₹850 |
| Application Start Date | 30 June 2026 |
| Application Last Date | 20 July 2026 |
BOI Recruitment 2026
Bank of India (BOI), a leading public sector bank, has announced the official Bank of India Recruitment Notification 2026 for 779 Credit Officer vacancies across middle and senior management scales under the General Banking Officer (GBO) Stream.
The online registration portal opened on 30 June 2026, and the last date to submit online applications along with fee payment is 20 July 2026. This recruitment drive offers permanent government bank jobs for experienced banking professionals across all regions of India.
Scale-Wise and Category-Wise Vacancy Breakup
The 779 Credit Officer posts are distributed across three officer scales as detailed below:
| Officer Scale | Vacancies Allotted |
|---|---|
| MMGS-II | 677 |
| MMGS-III | 61 |
| SMGS-IV | 41 |
| Total | 779 Posts |
Category-Wise Vacancy Distribution:
| Category | Vacancies |
|---|---|
| General / Unreserved | 317 |
| OBC | 205 |
| SC | 118 |
| EWS | 80 |
| ST | 59 |
| Total | 779 |
Eligibility Criteria & Educational Qualification
All eligibility criteria, including educational qualifications, age limits, and post-qualification experience, are calculated as on 01 June 2026.
Educational Qualification: Graduation degree in any discipline from a recognized University with a minimum of 60% aggregate marks (55% for SC / ST / OBC / PwBD candidates). The graduation degree must be completed on or before 01 June 2026.
Experience Requirements:
- MMGS-II (Credit Officer): Relevant experience in credit appraisal, credit processing, loan management, corporate/retail banking, or credit monitoring in Scheduled Commercial Banks or Financial Institutions.
- MMGS-III: Higher-level experience in credit administration, loan sanction, corporate/MSME credit, risk assessment, and branch operations.
- SMGS-IV: Extensive senior-level experience in credit risk management, corporate credit, portfolio management, and team leadership in banking operations.
Age Limit & Relaxations
The minimum and maximum age criteria as on 01 June 2026 for each officer scale stand as follows:
| Post Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 Years | 32 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 32 Years | 45 Years |
Category Relaxations in Upper Age Limit:
- SC / ST Candidates: 5 Years relaxation
- OBC (Non-Creamy Layer) Candidates: 3 Years relaxation
- PwBD Candidates: 10 Years relaxation
- Ex-Servicemen: 5 Years relaxation
BOI Salary & Compensation 2026
Selected Credit Officers receive basic pay along with DA, HRA, CCA, medical benefits, pension, and other perks as per bank rules:
| Officer Scale | Basic Pay Scale |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Application Fee
| Category | Application Fee |
|---|---|
| General / OBC / EWS Candidates | ₹850/- |
| SC / ST / PwBD Candidates | ₹175/- |
The application fee can be remitted online using Debit Card, Credit Card, Internet Banking, UPI, QR Code, or Mobile Wallets.
Selection Process & Exam Pattern
The selection methodology comprises an Online Written Examination (70% weightage) followed by a Personal Interview (30% weightage), Document Verification, and Medical Examination.
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 120 Minutes (2 Hours) |
| Professional Knowledge (Credit Management) | 100 | 100 | |
| Total | 125 | 125 | 120 Minutes |
- Negative Marking: 1/4th (0.25) mark will be deducted for each wrong answer.
- Professional Knowledge Syllabus Topics: Credit Management, Banking Regulations, RBI Guidelines, Financial Statement Analysis, Loan Processing, MSME & Corporate Finance, and Credit Risk Assessment.
How to Apply for BOI Recruitment 2026?
Applications must be submitted exclusively through online mode. Follow these step-by-step instructions to register:
- Visit the official Bank of India website at bankofindia.bank.in and go to the ‘Career’ page.
- Click on ‘Recruitment of Credit Officers 2026’ and select ‘Apply Online’.
- Click on ‘Click here for New Registration’ and enter your basic contact details to generate a Registration Number and Password.
- Fill out the online application form carefully with personal, educational, and experience information.
- Upload scanned copies of your passport photo, signature, left thumb impression, handwritten declaration, and experience/educational certificates.
- Pay the requisite application fee online through the payment portal.
- Verify all entered details previewed on the screen, submit the application, and print a copy for future reference.
| Official Notification Release Date | 01 June 2026 |
| Online Application Start Date | 30 June 2026 |
| Online Application Last Date | 20 July 2026 |
| Fee Payment Last Date | 20 July 2026 |
| Online Examination Date | To be Announced |
Important Links of BOI Recruitment 2026
| Online Application Form | Click Here |
| Official Notification PDF | Click Here |
| Free Online Tools | Click Here |
| WhatsApp Channel | Click Here |
| Official Website | Click Here |